Free Money and Perfect Benefits, Hahahaha

Voluntary Benefits Fill Holes in Your Benefits Program

We know now that voluntary employee benefits are becoming massively and increasingly popular and two reasons are that employees need them more and more and business budgets are getting squeezed by the economy.

Now we see that another trend driving businesses such as yours to increase the voluntary benefits offering is the immense usefulness of voluntary benefits in completing the benefits package. The frustrating problem here is that your benefits package has holes, gaps, and voids.

As long as the gaps exist, we can reasonably conclude that the benefits package was started, yet left unfinished and like a road left unfinished your people are driving along comfortably on the pavement you provided until they run into holes and are finding themselves falling into their shallow savings and deep confusion.

Would you agree this economy is at least somewhat interesting? Debt up. Bankruptcies up. Income down. Savings down. Check to check living up. Foreclosures up. Security down. Fear up.

Budget cuts and job losses demand and require affordable financial coverage for employees and this need is exactly what makes voluntary benefits so comforting, relaxing, and easy to get.

Black Holes and Financial Life Drain

As we are about to read, voluntary benefits are often designed to complete and fill the painful holes in your benefits package and here Dori Molloy, Regional VP of Transamerica Worksite Marketing says now, “…the best opportunity for voluntary benefits may be found in the gaps contained in current benefit offerings [which]…can complete a traditional benefits program…” and, “A lot of the voluntary coverages, including accident and critical illness insurance…are affordable and for employees who do not have substantial savings the benefits provide a safety net for them.

You Are Not Safe, Are You?

The gaps in health insurance are financial pain – pain that most people are almost completely unprepared for especially in this uncertain economy – and with healthcare costs only going up this pain can be devastating, which makes it easy to understand why at least 6 in 10 of all bankruptcies filed in America are due to medical expenses. Plus, 8 in 10 of all people being forced into medical bankruptcy have health insurance, according to the now infamous Harvard Study.

We would not trust half a coat, half a pair of shoes, half a door, half a lock, half a security system, half a seat belt, or half a soldier to protect and serve us effectively, which causes a very natural realization of the fact that voluntary benefits, especially when it comes to healthcare are not only essential, they’re just common sense.

So, with your voluntary employee benefits, you fill in the gaps, remove the dangerous holes, cover the leaks and do so in a way that satisfies your employees because they choose what they want and you do all of this for your business, for your employees – for free.

FREE Money! – Pretax Savings

This here is amazing.

We remember, obviously, that your employees are covering their voluntary benefits themselves, right? Well in addition to your voluntary benefits offering being free for you, your voluntary benefits offering is a pretax deduction.

What does this mean?

What this means is the sum total of your payroll is reduced by the amount of coverage your employees get, therefore the amount you must pay in matching FICA taxes drops because of your employees’ coverage. Which makes this the bottom line – the more coverage, the more tax savings and the more tax savings, the more monthly cashflow.

More employee coverage is more cashflow.

More and more employee coverage is more and more cashflow.

And this is for free, hence, free money!

Voluntary Benefits – What I Am Getting, In A Nutshell

Once again, simply know, voluntary employee benefits are good for business growth, good for budgeting, good for employees – all for free, and actually put money in your pocket!

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Income Protection Atlanta is certainly a unique Atlanta insurance agency.  We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal.  Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta.  Contact our team now for FREE voluntary employee benefits.

Newest, Hottest HR Trend, And It?s Affordable ? Voluntary Benefits!

Employees Want Them and More Employers are Offering Them – The Competition is Heating Up

According to benefit trends surveys by MetLife, The Hartford, Colonial Life, and LIMRA, as well as research executives within companies such as Transamerica, there are surprising numbers reflecting the building trends in our voluntary employee benefits market, see here:

• 5 in 10 employees believe voluntary benefits are “very” or “extremely” important


• 7 in 10 employers believe their employees don’t even want voluntary benefits at all


• Less than 1 in 10 employees will say they want voluntary benefits when asked by their employer, yet more than 6 in 10 employees get the voluntary benefits when just offered them by their employer


• More than 9 in 10 Americans would be forced to change their lifestyle if they lost a portion of their income for 3-6 months


• More than 1 in 2 employees say they are very worried about the gaps in medical insurance


• More than 6 in 10 Gen Y, Gen X, younger and older baby boomers understand they get a better deal, better education, a nd easier management of their voluntary coverage as a benefit than individually outside of the workplace


• More than 4 in 10 of younger to middle aged employees say a choice of benefits that meets their need is extremely important for creating loyalty


• Nearly 1 in 2 HR Managers and Benefits Administrators plan to add voluntary benefits


• 1 in 2 employers plan on increasing employees’ health insurance premiums, deductibles and/or copays


• Over 99 in 100 employers agree employees need guidance for benefits decisions


• 1 in 2 companies with at least 1,000 employees are interested in transitioning their existing benefits to voluntary benefits


• More than 1 in 2 US employers offer voluntary benefits right now


• Uncertainty in the economy, shoestring budgets, living paycheck to paycheck, bankruptcies, foreclosures, and debt problems are causing even voluntary legal services and voluntary tax services to skyrocket in popularity, with a combined influence of being offered in over 3 in 10 Fortune 500 companies thus far

How Long Do I Have?

The obviousness of the truth is here – voluntary employee benefits are leading the trend and the new question is, “How soon before I am losing top talent to my competitors because of their voluntary benefits?”

Extremely Affordable…Extremely

As Dori Molloy, Regional VP of Transamerica Worksite Marketing and Mike Fish, VP of The Group Benefits Division of The Hartford Financial Services Group agree in Voluntary Mandate an advertorial to Employee Benefit News, voluntary employee benefits are also great because they are affordable and for a small investment you can have coverage and value far in excess of what you would think its investment would likely command.

Because in the same way a dollar a day invested in a solid fund in the market can bring massive long term reward, voluntary benefits are the massive return-on-investment-product of the benefits market.

With many voluntary benefits, you get access to a group deal, a group rate that is exclusive to you as an employee, and other people who are not employees – regardless of their position in life or their connections – do not have access to! Period.

Your exclusive deal is basically equivalent getting goods at wholesale rather than retail, going to Costco and getting huge savings, or clearing the shelves to take advantage of limited time offers – as many of us are more than eager to do, aren’t we?

Again, all in all, the voluntary benefit is affordable, exclusive, and may possibly be one of the best investments you’ve ever made.

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Did you enjoy this post?

Be sure to subscribe to our blog and follow us on Youtube.

Income Protection Atlanta is certainly a unique Atlanta insurance agency.  We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal.  Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta.  Contact our team now for FREE voluntary employee benefits.

Go Voluntary! - Bigger, Better, and Customized Benefits

More and Better Employee Benefit Offerings – Naturally Bring More of the Positives that Benefits Bring

So the question is, why do you offer benefits? Well, offering more and better benefits simply increases the solutions those reasons represent.

Reason number one for offering voluntary employee benefits as soon as possible is the same reason why you are offering benefits right now or want to offer benefits right now.

So then easily, remember this, reason number one is simply your answer to this question – why do you offer benefits?

Customized Care – Your Employee Choose Only what they Really and Actually Want!

This here is perhaps the best and most popular reason why you need to offer voluntary benefits right now.

And why?

Well ask yourself this, ‘How often do I hear words or see faces of appreciation for the benefits I am offering now?’ And now, ‘How often do I hear words or see faces of dissatisfaction with the benefits I am offering now?’ Regardless, you deserve better, don’t you? And wait, apparently your employees deserve better too, don’t they?

Now imagine. Imagine. Imagine now being able to provide benefits how your employees want. You are able to provide them what satisfies them, each, specifically. How much more successful would your benefits program be? How much more would your employees appreciate your company? How much less stress and dissatisfaction would your employees have related to their work? Juuuust, imagine…

Also, we are all seeing that each on one of your employees is a member of a rapidly changing workplace with a confusing and diverse group of younger men, younger women, older men, older women, Americans, international employees, complex backgrounds, and varying languages.

What if your diverse employees could choose the benefits and coverage they need to quickly fit their personal, specific needs and desires? Then, and then – you would be the master provider – still perhaps not receiving the amount and type of appreciation you’d like, yet certainly providing benefits for your employees in a way they and their families do in fact appreciate, right?

And why?

Because they are choosing their benefits themselves and to be dissatisfied with your offering is to be dissatisfied with their own choices, which is muuuch less likely to happen than when offering that one-size-fits-all program for a diverse workforce who is now uncomfortably trying to wear your coverage.

If it’s a lose-lose by comparison, why not choose the win-win?

Change is Good…and this Sure is Some Goooood Change, Too

As Donna Rhodes Joseph and Pete Tobiason write in Employee Benefits News Magazine:

“Don’t miss out on the opportunity to create an updated, more cost-effective program that’s better suited to the company and it’s employees…

You will want to look at more streamlined and cost-effective programs and processes. For example, this could be a good time to introduce a full suite of voluntary benefits, which help attract and retain employees without a direct cost to the company.”

You deserve better and you can get it by offering your employees what they want, with their own choices.

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Did you enjoy this post?

Be sure to subscribe to our blog and follow us on Youtube.

Income Protection Atlanta is certainly a unique Atlanta insurance agency.  We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal.  Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta.  Contact our team now for FREE voluntary employee benefits.

It?s FREE?! Impossible! Have You Heard About Voluntary Benefits?

It’s FREE!

‘Free? Nothing’s free. What kind of scam is this? Free? No way it can be free!”

Well firstly, you’re right, nothing’s free because there is always exchange – tangible or intangible – and energy is neither created nor destroyed; therefore, again, yes, you’re right, nothing is free and there is always exchange and gain.

So I know you must be itching to know, to know the truth, the real truth and now here it is – you are offering voluntary employee benefits at no direct cost to your company.

What this means is that you are offering the voluntary benefits and your employees choose what they want and how much they want and they make their own investment. Therefore, for every bit of coverage your employees get, all you have to cover is setting up the payroll deduction and the pretax savings on that coverage pays for this payroll setup multiple times over – so offering these voluntary employee benefits actually results in immediate net profit.

Wait a Second, Explain this A Bit More, Because I’m No Fool

Now, if you so choose, you can cover a portion or all of your employees coverage, as some of our clients do – covering $50, $100, or $200 of coverage per month for example. And if you are like most businesses, then you simply allow your employees to choose what they want and make their own investment, which is essentially and quickly done because the benefits are simple and affordable.

At the end of the day, all you have done is set up the payroll processing, provided for your employees in a big way, and collected the tax savings.

Other than being able to cater to your employees specifically and personally with your custom-fit employee benefits, offering benefits for free is definitely the most important reason why you need to offer voluntary employee benefits right now.

A Free Solution… Ahh What a Relief

Think of the relief this is bringing, bringing right now – relief from the suffocating squeeze of budget constraints, cutting off the air that was once cashflowing through your company and your brain and many of us have heard that money is about as important as oxygen, and these budget cuts are leaving you short of breath, short of funds, high on job loss, high on shame, high on disappointment, short on pride, short on growth, and short on success.

Now you have the frustration and pain of letting go loyal employees and disrupting everyone’s lives and then having your employees badmouth you, with the bad taste in their mouth from nasty budget cuts and ultimately getting canned.

And for your employees who are still here, you have not cut them, yet you do cut their benefits and that, just, sucks, doesn’t it? Because you know how important your benefits are for your company, because you know how important your benefits are for your employees, especially in this economy, don’t you?

You can finally defeat this disaster of budget cuts turned benefit cuts – with your voluntary employee benefits – for free.

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Did you enjoy this post?

Be sure to subscribe to our blog and follow us on Youtube.

Income Protection Atlanta is certainly a unique Atlanta insurance agency.  We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal.  Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta.  Contact our team now for FREE voluntary employee benefits.

TEST - 17) FAQ 17 ? Wait, wait, wait, do I really get bonuses?!

Yes, Yes and YES!

You really get bonuses.

1) You really get bonuses for offering these voluntary employee benefits
2) You really get bonuses for referring us to business you do businesses with
3) You really get bonuses for getting covered with one of our Income Protection Packages
4) You really get bonuses for referring us to families to families you care about or deserve this

What kind of bonuses?

Depends on what you’re getting from us.  And simply said, the more you give, the more we give and the higher quality of bonuses we give in the form of such sweets as luxury gift baskets filled with gourmet chocolate from Godiva Chocolatier in Atlanta, exclusive audio business interviews, entertaining financial DVDs, relaxing personalized session from one of our chosen spas, and more!

You want more bonuses, you say?  You demand even better and better quality?  Well then, simply know this, the bigger and better bonuses are what we happily give in exchange for more coverage gotten and more referrals given.

It’s that simple.  Because as you know, obviously our only goal is to provide our service, our coverage, therefore the more you assist us in this process, the more you increase the reach of our service, the area of our coverage, then conversely, the more we happily reward you with bigger and bigger and better and better bonuses.

To simply, quickly, and easily get your bonuses, give us referrals to businesses and families by simply going to http://ping.fm/sS1gH and contact us

And you can also give your people our free report to increase their education on what we do, click here to download our free report Protect My Income in Atlanta

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Did you enjoy this post?

Be sure to subscribe to our blog and follow us on Youtube.

Income Protection Atlanta is certainly a unique Atlanta insurance agency.  We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal.  Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta.  Contact our team now for FREE voluntary employee benefits.

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Reason One - 7 Reasons Why You Need to Offer Voluntary Benefits Right Now

More and Better Employee Benefit Offerings - Naturally bring More of the Positives that Benefits Bring.

So the question is, why do you offer benefits? Well, offering more and better benefits simply increases the solutions those reasons represent.

Reason number one for offering voluntary employee benefits as soon as possible is the same reason why you are offering benefits right now or want to offer benefits right now.

So then easily, remember this, reason number one is simply your answer to this question - why do you offer benefits?

For more information on getting voluntary employee benefits that satisfy your employees and save your business taxes and anger your competitors - for free, contact us at www.IncomeProtectionAtlanta.com

FAQ 18 - So, what is the cost?

You already know the answer, don't you? Obviously, you do.

The answer is, it depends.

We can only give you your customized specifics when we meet although I can give you a useful range to chew on right now.

Now, be forewarned, what you are about to experience is real. Recently, I had to work to convince a business owner in Marietta, Georgia over the phone that the range of premiums is real, because she thought it was too low.

Yes, we are extremely affordable and actually 7 out of every 10 dollars we receive from sales of coverage is paid right back to our families, on average.

Furthermore, yes, we are also a premium services, which means that while one lady didn't believe our coverage was so affordable, another lady - a HR Manager for a golf club in Brookhaven, Georgia - found our coverage to be "a bit pricey". And so, we'll let you decide for yourself, is that fair?

And in order for you to decide, we must look at your specific desires, needs, and age bracket and then match the coverage to your characteristics.

To see if you are one of those who find Income Protection Atlanta's coverage to be extremely affordable or if you are one of those who find Income Protection Atlanta's coverage to be a bit pricey, then simply go to http://www.IncomeProtectionAtlanta.com and contact us to step forward.

And remember to download your free report, Protect My Income in Atlanta.

FAQ 17 - Do I really get bonuses?!

Yes, Yes and YES!

You really get bonuses.

1) You really get bonuses for offering these voluntary employee benefits
2) You really get bonuses for referring us to business you do businesses with
3) You really get bonuses for getting covered with one of our Income Protection Packages
4) You really get bonuses for referring us to families to families you care about or deserve this

What kind of bonuses?

Depends on what you're getting from us. And simply said, the more you give, the more we give and the higher quality of bonuses we give in the form of such sweets as luxury gift baskets filled with gourmet chocolate from Godiva Chocolatier in Atlanta, exclusive audio business interviews, entertaining financial DVDs, relaxing personalized session from one of our chosen spas, and more!

You want more bonuses, you say? You demand even better and better quality? Well then, simply know this, the bigger and better bonuses are what we happily give in exchange for more coverage gotten and more referrals given.

It's that simple. Because as you know, obviously our only goal is to provide our service, our coverage, therefore the more you assist us in this process, the more you increase the reach of our service, the area of our coverage, then conversely, the more we happily reward you with bigger and bigger and better and better bonuses.

To simply, quickly, and easily get your bonuses, give us referrals to businesses and families by simply going to http://www.IncomeProtectionAtlanta.com and contact us

And you can also give your people our free report to increase their education on what we do, click here to download our free report Protect My Income in Atlanta

FAQ 16 - What kind of results should I expect and when?

Excellent question! Quick and easy answers for quick and easy results:

Am I a business owner of HR manager?

If so, I can expect 'this' - at 'this time':

1) More appreciative employees - gradually
2) Proud HR and benefits department - immediately and gradually
3) Tax savings and increased cashflow - immediately and every single month
4) Increased competitive advantage - gradually
5) Increased employee productivity and respect - gradually
6) Financially protected and less stressed employees - immediately and gradually
7) Less pain from losing top talent and less cashed dumped into recruiting, rehiring, and retraining over and over again - gradually

Am I a family-person or an individual?

If so, I can expect 'this' - 'at this time':

1) More appreciative family - gradually
2) Proud spouse or partner - gradually
3) Tax savings - immediately and every single month
4) Easier breathing, less restless sleeping, less stress every day - immediately and gradually
5) Financial protection when I get sick or hurt and neeed money(!) - as needed

Again, here are the results you get as a result of working with Income Protection Atlanta.

And to take another step closer to these results, go to http://www.IncomeProtectionAtlanta.com and contact us

And remember to download your free report! Protect My Income in Atlanta

FAQ 16 - What kind of results should I expect and when?

Excellent question! Quick and easy answers for quick and easy results:

Am I a business owner of HR manager?

If so, I can expect 'this' - at 'this time':

1) More appreciative employees - gradually
2) Proud HR and benefits department - immediately and gradually
3) Tax savings and increased cashflow - immediately and every single month
4) Increased competitive advantage - gradually
5) Increased employee productivity and respect - gradually
6) Financially protected and less stressed employees - immediately and gradually
7) Less pain from losing top talent and less cashed dumped into recruiting, rehiring, and retraining over and over again - gradually

Am I a family-person or an individual?

If so, I can expect 'this' - 'at this time':

1) More appreciative family - gradually
2) Proud spouse or partner - gradually
3) Tax savings - immediately and every single month
4) Easier breathing, less restless sleeping, less stress every day - immediately and gradually
5) Financial protection when I get sick or hurt and neeed money(!) - as needed

Again, here are the results you get as a result of working with Income Protection Atlanta.

And to take another step closer to these results, go to http://www.IncomeProtectionAtlanta.com and contact us

And remember to download your free report! Protect My Income in Atlanta

FAQ 15 - What are my tax savings and why is this possible?

You have a fair question here and an important question, because the tax savings you receive may be one of the prime reasons you decide to work with us.

And the fact you are putting your beloved tax dollars back into your pocket in addition to the other financial benefits of our coverage, can make the claims of tax savings seem difficult ot believe or exaggerated - basically requiring a more specific explanation, which you are getting right now:

Business Tax Savings - As a business owner, you have to match your employees on their FICA social insurance taxes, which is 7.65 percent, which means that if, for example, your payroll is $100k/yr, then you must pay 7.65 percent of that $100k for payroll taxes.

Now that your employees are covered with Income Protection Atlanta's voluntary employee benefits and their pretax investment in coverage lowers their taxable income, your new payroll could be $80k/yr and now you have to pay the 7.65 percent on only $80k!

Therefore your business tax savings equal 7.65 percent multiplied by the total amount of your employees' coverage per year.

The question I will ask you here is this, would you rather by taxes on $100k or $80k? On more money or less money? More taxes or less taxes?

Simply put, and you'll remember this, the more coverage your employees get, the more taxes you save, the more coverage your employees get, the more taxes you save, the more coverage your employees get, the more taxes you save, and you remember, because you now have voluntary employee benefits, you are getting more and more and more tax savings - for Free!

2) Family Tax Savings - If you are a W-2 employee and therefore have your coverage pretaxed from your paycheck, then you ALSO save on social insurance taxes, your FICA. You save 7.65 percent multiplied by the amount of your total coverage, PLUS (and you'll remember this) all of your claims are protected from taxes as well!

Recently we met with an accountant and when we informed him of the tax-free claims, he said what nearly all of our business owners say, except with the extra surprise because he is an accountant, "How on earth did you work that out?"

So, you save taxes on your coverage and as an employee with a family, the more you get covered, the more taxes you save, the more you get covered, the more taxes you save, the more you get covered, the more taxes you save.

And for more information on getting more protection and more tax savings through coverage with Income Protection Atlanta, go to http://www.IncomeProtectionAtlanta.com

And remember to download your free report, Protect My Income in Atlanta

FAQ 14 - How do I know if income protection insurance is for me?

Ah, an excellent question, because the fact you are researching on the internet and reading these words show you are a person whom makes practical decisions and can't be talked into getting something you don't need annnd we actually cannot sell you anything for you that you don't need because that would only be a lose-lose, not a win-win, and it's better to win than to lose, right?

So then, now here are questions to determine to what extent income protection insurance is for you.

The more you answer 'yes, yes', the more this coverage is for you:

1) Do I need money continuously flowing in, at least once every month?
2) Do I want to not dip into my savings if I am out of work and not earning money?
3) Am I living paycheck to paycheck...or uncomfortably close?
4) Do I not have at least 6 months of income stored away for emergencies?
5) Do I have health insurance?
6) Do I not have a financial backup plan if I am diagnosed with Cancer or have an bad unforeseen accident - the leading causes of medical bankruptcy?
7) Do I not have a financial backup plan - that I am comfortable with - for money when I cannot work?
8) Do I have a family?
9) Do I need to work to earn money?
10) Do I desire more financial security in these chaotic, volatile, and uncertain times?
11) Am I planning on growing my family and having more babies?
12) Do I deserve to enjoy more peace of mind?
13) Do I want to be protection from medical bankruptcy?
14) Do I want to not be one of the middle class, college-educated American families who are forced into medical bankruptcy every 45, seconds, and do I appreciate feeling and experiencing financial security?

So then, if you answered 'yes, yes' to any one of these questions, then you know that income protection insurance is worth a look for you and again, as you know, the more you answer 'yes,yes' the more you deserved to get covered.

To speak with one of our team members about grabbing the coverage you deserve, go to http://www.IncomeProtectionAtlanta.com contact us

And be sure to download your free report, Protect My Income in Atlanta

FAQ 13 - What deals do you offer right now?

We have quite a spread of spectacular, sweet deals for you and some of these deals are here to say and others could be removed at any time, therefore there are no guarantees of availability, so act now.

Deals right now:

1) 30-40% off all coverage as an employee benefit
2) 20-30% tax savings on all coverage as an employee benefit
3) The Basics Line of Coverage - a little more than 50% off for a little more than 50% of traditional coverage
4) Guaranteed issue disability (no health questions)

Again, we do not know how long or short some of these deals are available for and some deals could come down at any time.

FAQ 12 - Why would I get covered through my company rather than directly?

Great question, because heeere is one of the best benefits of this coverage and nowwww you get a look behind the scenes.

This is a secret, and only for select people.

There are two main reasons for getting covered through your company and two other important reasons, all of which we'll grab and look into now.

1) You get a big deal on your coverage.

You get a deal of 30-40% off. You get a big deal because this is one of our incentives for getting group insurance rather than the less efficient options of moving one-by-one

2) You get a big tax break.

You get a tax break of 20-30% depending on your tax bracket and get to grab and stuff those tax dollars back into your pocket where they belong, even you an employee and therefore usually get slapped by the tax code.

PLUS, and this always makes employers happy to offer this coverage as an employee benefit (be sure to remember this when speaking with your employer) - you get a tax break, yes, annnnnnd the company gets a tax break as well, on payroll taxes, which increases your company's monthly cashflows.

Every plate of financial armor you and your coworkers get comes out pretax, thereby lowering taxes for everyone and increasing your company's monthly cashflows, which makes our benefits basically just another government tax incentive for having a strong and growing business - unless your employees are 1099, because tax laws are different.

Nowww, you have a taste of this grand secret, and here are the two other important reasons for getting covered through your company.

3) It's sooo much easier.

Your company's admin handles the whole process for you, rather than you having to maintain it all yourself - easier and simpler.

4) If and only if you get covered through your company, you are eligible for our disability coverage!

We all need and have some type of disability, right? It's just unfortunate that for many, their 'disability coverage' is savings, or a loan from friend and family, or refinancing their home, or downsizing, or bankruptcy, or blind reliance on unforgiving luck. And those who desire more financial safety than the others, you are in luck because your disability coverage can be our $6k per month max disability or our brand spankin new $3k per month disability that anyone can get, with no health questions.

So heere again are the 4 reasons why you are getting covered through your company rather than directly. You grab:

1 - Big deal on coverage
2 - Tax savings for you annnnd increased monthly cashflow for you company
3 - Easier, because it is handled for you by your company
4 - Disability and our guaranteed issue disability
5 - Bonus! Premium gift baskets, top notch multimedia financial information products, and other exclusive bonuses.

So then, now if you prefer to feel and experience the secret and be granted access to our exclusive bonuses, then go to http://www.IncomeProtectionAtlanta.com and contact us to have us present for your company today!

FAQ 11 - Why are you raising my premiums? Dropping me!? Paying my claim so slowly?

1) Ah, yes - no, unlike so many of our other forms of insurance, such as car and health insurance, we do not raise your premiums - we stay the same. Although, you should know that theoretically we could raise our rates, yet, we never have and we would lose so many loyal people that it would be a catastrophic loss an so again, here it is - your coverage through Income Protection Atlanta does not go up and stays the same.

2) Again, unlike our car insurance or health insurance, we do not drop you and therefore, we stay with you for as loooooong as you stay with us.

3) Paying slow claims? Slow money? Ha! Not I! Not IPA! And the question here is this, do we pay your your claim money fast? And here is the cold answer - Yes, fast fast fast. I recently spoke with a beautiful lady from Lithuania in a pharmacy in Buckhead that we set up and she related a story of how when she first came to America she got in a car accident and didn't get her insurance money until 6 months later! She had to wait for-6-MONTHS, and with your coverage from Income Protection Atlanta, you can expect get your money in no longer than 6 days.

FAQ 10 - I am self employed, can I get covered?

Yes, yes, yes you can, and being self employee causes your coverage to be especially useful and practical because often we get our coverage through employment and the self-employed, the self-creators get neglected.

You can most certainly get covered and provided your company passes our certification test to make sure you are a real business, you are eligible for our newly issued $3,000 max disability coverage with no health questions whatsoever! Guaranteed issue.

This is exclusive, because the hotly desired disability coverage is typically kept as a luxury of financial protection for the employee - and now the treasure cove of income protection and continuous cashflow when you get sick or hurt is open for you when you get covered with Income Protection Atlanta.

Yes, if you are self-employed, you CAN get covered.

FAQ 9 - Do I have to own a business to get coverage?

No you do not have to own a business, which is great because millions of people would be left out!

We offer our coverage as an employee benefit and we offer it individually, which makes you eligible for our coverage if you own a business and if you are an individual with a family or simply an individual seeking coverage for yourself.

FAQ 8 - How exactly do I get covered?

Good question, because now we get into what happens once we leave the internet and start moving in the real world and it was once said that one of the reasons that mom and pop shop named McDonalds is so successful and we buy their food is not because their product is gourmet, rather because we know what we're gonna get.

We know we're gonna get these hours of operation, this kind of crowd at this particular time of day or night, these prices, and this quality of food. Many of us know their product so well that we could order a full meal as if by second nature, right? Which makes it great for me to let you know what you're gonna get when you do business with Income Protection Atlanta.

And so here is our process, if you are seeking financial protection as an employee benefit and receive the exclusive 30-40 percent off:

1) Contact us through the internet (join email list and download free report or give us a call)
2) We contact you and to match a voice and person with the internet company
3) You let your employer know want coverage as an employee benefit so you can get your 30% off deal and your employer can get free tax savings
4) We contact your employer, meet and discuss the process
5) Depending on the decision, we either meet again or the next time we come in will be the educational presentation on our coverage
6) Bring food and do presentation for you and your co-workers
7) Get covered with what ever protection you desire

And here is our process, if you are seeking financial protection directly for your family and not as an employee benefit:

1) Contact us through internet (join email list and download free report or give us a call)
2) We speak with you over the phone and briefly get acquainted, and then set up a time to meet for 10-20 minutes in person
3) We meet to discuss your situation and particular needs and go over the types and levels of coverage we offer and give you a quote on your choices
4) We schedule the time to meet again so you can discuss the coverage with your family and have a bit of time to make a family decision
5) We meet again and we get you the coverage you and your family desire
6) We send you your free bonuses - ranging from books, gourmet chocolate, gift basket, Godiva brownies, or a financial education DVD

And so like the hundreds of millions of us who go to Mickie D's because we know what we're gonna get, you know know what you are getting with Income Protection Atlanta, and will easily remember this.

FAQ 7 - I have health insurance, so I'm fine right?

Well, having just health insurance can leave you bankrupt and bloodied.

Exaggeration? Couldn't be? Not to meee?

Well I may be wrong, let's examine the facts. And the facts about health insurance are...

1) 6 in 10 bankruptcies in America are from medical expenses.
2) And this shocks most people - one American family is being forced into medical bankruptcy every 45 seconds, of our families going bankrupt from medical expenses, the majority of them are middle class, college educated, homeowners and 8 in 10 have health insurance!

And this makes me extremely weary of relying on health insurance because if I get sick or hurt, is my health insurance going to pay everything? Am I going to come out of my pocket? Plus, what about my bills?

My health insurance doesn't pay me while I am out of work, right? So what these facts lead me to answer, to be safe, health insurance is clearly not enough because when I get sick or hurt, I need money, and I deserve not to be a statistic.

And for more information on not being duped and forced into medical bankruptcy like so many millions of middle class, hardworking Americans go to http://incomeprotectionatlanta.com/income-protection-insurance-marietta-ga/